Loans and Cessions


Direct financing

Beneficiaries Annual Fee Financing rates (BGN) Maximal Tenor Beneficiaries’ minimal participation
Municipalities,
Corporate clients,
Individuals
4% – 7% 27 000 – 800 000 up to 7 years 10%
3,5% – 5,5% 800 000 – 2 700 000

The lower interest rate applies to projects above 1mln. and credit above 800 000 as shown.

  1. The annual rate is fixed for the entire term of the loan
  2. There are no additional conditions on the loan / fees (including fees for preliminary redemption after the second year of the credit*)
  3. In case of bridge financing on EU programs financing can be up to 100%
* In case of bridge financing on EU programs, fee for preliminary redemption is not payable

Cessions

Beneficiaries Annual Fee Financing rates (BGN) Maximal Tenor Beneficiaries’ minimal participation
Corporate clients,
ESCO **
4% – 7% 27 000 – 2 700 000 до 7 години 10%
** ESCO – Energy Services COmpany – Company for providing of energy services